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GILTI high tax exception guide: How it works and who qualifies

GILTI high tax exception guide: How it works and who qualifies
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The GILTI high-tax exception is an annual election that lets you exclude high-taxed CFC income from your GILTI inclusion when the effective foreign tax rate exceeds 18.9% – that's 90% of the 21% US corporate rate, set under Reg. §1.951A-2(c)(7).

For 2025 returns filed in 2026, the original GILTI framework still applies. For tax years beginning after December 31, 2025, GILTI is renamed Net CFC Tested Income (NCTI) under the One Big Beautiful Bill (OBBB), but the high-tax exception keeps working at the same 18.9% threshold.

This guide walks through how the GILTI HTE works – the calculation, the tested unit rule, the election statement, and when the high-tax exclusion beats a Section 962 election or the foreign tax credit.

At a glance

  • The HTE excludes income from your GILTI base when the effective foreign tax rate beats 18.9%, tested at the unit level under Reg. §1.951A-2(c)(7).
  • It is an annual election made by the controlling domestic shareholders. The election statement is attached to the relevant return, and the resulting exclusion is reflected on Schedule I-1 (Form 5471) and Form 8992, per the IRS Form 5471 instructions and Form 8992 instructions.
  • For 2025, corporations apply a 50% Section 250 deduction (~10.5% effective US rate); from 2026, OBBB locks the deduction at 40%, lifting the rate to ~12.6% on NCTI.
  • Excluded income brings no foreign tax credits with it – the credit follows the income out.

GILTI: a quick recap for clarity

GILTI (Global Intangible Low-Taxed Income) pulls foreign earnings of US-owned CFCs into the US tax net each year, instead of waiting for the profits to be repatriated.

Through 2025, GILTI high-tax computations start from net CFC tested income minus the 10% QBAI-based deemed return. The QBAI amount reduces the overall GILTI inclusion; it is not the test for whether a tested unit qualifies for the high-tax exclusion.

For tax years beginning after December 31, 2025, OBBB renames GILTI to Net CFC Tested Income (NCTI) and eliminates the QBAI carve-out entirely. All CFC-tested income now flows into the calculation.

The 18.9% threshold for the high-tax exception itself does not change – it still tracks 90% of the 21% corporate rate.

For a deeper walk-through of GILTI mechanics, see our dedicated GILTI guide.

The rule often feels harsh for owners who already pay a significant foreign tax on the same income, which is where the high tax exception comes in. 

"If the client’s foreign company already pays high effective foreign tax, an annual election may reduce or eliminate GILTI, but it requires detailed testing and consistency".
– David Lihn, IRS-Authorized Enrolled Agent (EA) and tax manager at Taxes for Expats

2025 vs 2026 GILTI/NCTI changes

The One Big Beautiful Bill, signed into law on July 4, 2025, locks in a new international tax framework for tax years beginning after December 31, 2025.

The 2025 tax year (filed in 2026) is the last year under the original GILTI rules, with the 50% Section 250 deduction and the 10.5% effective corporate rate still in play.

From 2026 onward, GILTI is renamed Net CFC Tested Income (NCTI). The Section 250 deduction drops to a permanent 40%, and the QBAI 10% return on tangible assets disappears.

The FTC haircut also shrinks from 20% to 10%, meaning 90% of foreign taxes paid on NCTI becomes creditable.

For the high-tax GILTI exception itself, none of these changes shift the 18.9% threshold or the tested unit mechanic. But they do change the math around when the election pays off. With QBAI gone, more income enters the GILTI/NCTI base, so the HTE becomes a more important lever in 2026 than it was in 2025.

Bottom line: the 18.9% threshold survives OBBB intact, but the broader base and tighter rates make the HTE a stronger planning tool from 2026.

Rule 2025 tax year 2026+ tax years Why it matters for HTE
Regime name GILTI NCTI Same statute (§951A), new label
Section 250 deduction 50% 40% (permanent) Higher residual US rate makes the exclusion more valuable
Effective corporate rate ≈10.5% ≈12.6% Cost of failing the 18.9% test rises ~2 points
QBAI 10% exclusion Applies Eliminated More tested income enters the base
FTC haircut 20% 10% 90% of foreign taxes creditable from 2026
HTE threshold 18.9% 18.9% (unchanged) Qualifying line stays put

 

For the full picture across OBBB's international provisions, see our breakdown of OBBB tax provisions for American expats.

Learn how GILTI evolved – and what that means for your earnings abroad.
Read more
Learn how GILTI evolved  and what that means for your earnings abroad.

What is the GILTI high tax exception?

The GILTI high-tax exclusion is an elective rule under Reg. §1.951A-2(c)(7) that lets US shareholders of a CFC pull high-taxed foreign earnings out of the GILTI calculation entirely, before any US tax applies.

It's a binary test: if the effective foreign tax rate on a tested unit beats 18.9% (90% of the 21% corporate rate), the income is excluded. If it falls at or below 18.9%, it stays in the GILTI base.

Eligibility runs at the tested unit level, not the whole CFC. A tested unit can be the CFC itself, a foreign branch, or an interest in a pass-through entity. Units in the same country are aggregated.

The election is made annually by the controlling domestic shareholders and applies uniformly to every CFC in the group.

HTE vs. foreign tax credit: a quick distinction

These two reliefs solve the same problem from opposite ends.

The HTE excludes income from the GILTI base before US tax is calculated, so the inclusion never happens. The foreign tax credit, by contrast, lets the GILTI inclusion happen and then offsets the resulting US tax with foreign taxes paid.

Different instruments, different consequences for credits, group consistency, and future distributions.

Section 250 deduction: what applies when

The corporate side of the GILTI math depends on the Section 250 deduction, and the rate moves between 2025 and 2026.

For the 2025 tax year, corporate filers take a 50% Section 250 deduction, producing roughly a 10.5% effective US rate on GILTI before credits.

For tax years beginning after December 31, 2025, OBBB locks the deduction at a permanent 40%, lifting the effective rate to about 12.6% on NCTI. The 18.9% HTE threshold itself does not change.

Individuals don't get the Section 250 deduction by default and pay GILTI at ordinary rates – up to 37%. A Section 962 election can flip them onto the corporate-style framework, but with trade-offs covered later in this guide.

Pro tip
Run the HTE math against the FTC math before electing. In mixed-rate groups, the credit route can sometimes produce a lower total US tax, but the credits stay within the separate section 951A basket.

What kinds of income clear the high tax exception

Not every dollar of CFC income is treated the same way under the high-tax exclusion GILTI rules. Some categories qualify because they're already taxed heavily abroad, others are carved out by default, and some never qualify at all.

The summary below maps each income type against the test, the underlying authority, and the form impact.

Only positive tested income taxed above 18.9% at the tested unit level qualifies for the HTE election – everything else either drops out automatically or stays fully inside GILTI.

Income type Qualifies for HTE? Why Form impact
Tested income taxed above 18.9% Yes (by election) Beats 90% of the 21% US corporate rate; tested at unit level under Reg. §1.951A-2(c)(7) Excluded on Form 8992; election statement attached to Form 5471
Subpart F income under §954(b)(4) Coordinated §954(b)(4) subpart F election also excludes the income from GILTI under Reg. §1.951A-2(c)(1)(iii); separate rule sets Reported on Schedule I-1, Form 5471
Income effectively connected with a US trade or business Excluded automatically Already taxed in the US; carved out of gross tested income under Reg. §1.951A-2(c)(1)(i) Stays on Form 1120-F; no GILTI inclusion
Subpart F income (general) Excluded automatically By statute, Subpart F income is not part of GILTI – Reg. §1.951A-2(c)(1)(ii) Reported on Schedule I, Form 5471
Active financing, active rents/royalties, related-party payments Yes, if taxed above 18.9% Final regs expanded the election to all high-taxed tested income, not just base company income Same Form 8992 / 5471 treatment as standard HTE
Tested loss items Never HTE applies only to positive tested income – Reg. §1.951A-2(b)(2) Loss flows through normally to net CFC tested income
Income taxed at or below 18.9% Never Fails the 90% benchmark; FTC may still partially offset Stays in GILTI base on Form 8992

 

To apply the GILTI high-tax exception final regulations correctly, shareholders must tie each foreign tax payment to a specific tested unit, confirm which items pass the 18.9% line, and keep consistent treatment across every CFC in the group. Done right, genuinely high-taxed income stays out of GILTI – and the double-taxation problem disappears.

Pro tip
The two high-tax regimes are coordinated, but they are not literally the same election. The subpart F high-tax exception and the GILTI high-tax exclusion have separate rule sets and separate reporting, even though they often move together in practice.

How the high tax exception works

The high-tax exception GILTI election runs through a five-step sequence under Reg. §1.951A-2. Each step has its own technical rules, but the logic flows in one direction: identify the units, build their income, measure the foreign tax burden, compare to 18.9%, and lock the result in writing.

The five steps are:

  1. Identify the tested units. Each CFC, foreign branch, and pass-through interest is a separate testing point. Same-country units are aggregated.
  2. Calculate the tentative tested income per unit. Start with gross income on the unit's books, subtract allocable deductions, and adjust for disregarded payments between units.
  3. Calculate the effective foreign tax rate (ETR). Divide foreign income taxes by tentative tested income plus those same taxes, not the simple "tax over profit" ratio.
  4. Compare to 18.9%. If ETR exceeds the threshold, the unit's income is high-taxed. If it is at or below 18.9%, the unit fails and stays in GILTI.
  5. Attach the election statement. The controlling domestic shareholders sign and attach a statement to a timely-filed or amended return; the resulting exclusion is reflected on Schedule I-1 (Form 5471) and Form 8992.

Effective foreign tax rate

The effective foreign tax rate is the figure that decides whether a tested unit's income clears the 18.9% line. Under the GILTI high-tax exception calculation, the formula is more specific than a simple tax-over-profit ratio.

Formula (Reg. §1.951A-2(c)(7)(vi)):

ETR = Foreign income taxes paid or accrued ÷ (Tentative tested income + those foreign income taxes)

The denominator adds the foreign taxes back to the tentative tested income because those taxes were already deducted in computing it. Without the add-back, the ratio would understate the true foreign tax burden.

Example: A US-owned consulting CFC in France earns $500,000 in tentative tested income and pays $120,000 in French corporate tax. The ETR is $120,000 ÷ ($500,000 + $120,000) = 19.4%. That clears 18.9%, so the income qualifies.

Keep in mind this is a stripped-down example. In practice, the ETR calculation under Reg. §1.951A-2(c)(7) also factors in disregarded payments between units, expense allocation rules, and currency translation.

Tested units approach

A tested unit is the granular level at which the HTE test runs. Three categories qualify:

  1. The CFC itself, for income not attributable to a branch or pass-through.
  2. A foreign branch of the CFC, defined by reference to a separate set of books and records.
  3. A pass-through interest held by the CFC – typically a foreign partnership or a disregarded entity that passes income through.

Tested units in the same country are aggregated and treated as a single unit.

Example: A US shareholder owns one CFC incorporated in Ireland with a manufacturing branch in Germany and a sales branch in Singapore. That structure produces three tested units – Ireland (the CFC), Germany (branch), Singapore (branch) – each tested separately. Germany, at a 30% effective rate, could pass; Singapore, at 17%, could fail; Ireland, at 12.5%, would also fail. The HTE excludes only the German slice.

How does the election for the high tax exception actually work?

The election is an annual, all-or-nothing choice made by the controlling domestic shareholders – generally, US shareholders who together own more than 50% of the CFC's stock and act with a unified voice.

Five rules govern how the election operates:

  1. Annual. It must be made each tax year and does not carry forward. Skipping a year does not lock you out of future elections.
  2. Group-wide consistency. Once made, it applies to every CFC in the controlled group. Selective use across CFCs is not permitted.
  3. All tested units. Within each CFC, every tested unit that meets the 18.9% threshold is excluded – you cannot pick winners.
  4. Amended return window. The election can be made or revoked on an amended return filed within 24 months of the unextended due date of the original return, with all affected US shareholders filing within a single 6-month window.
  5. Notification. The controlling shareholders must notify all other US shareholders so the election is reflected consistently on their Forms 5471 and 8992.

The IRS confirmed in Legal Memorandum 202505015 that the election is made exclusively by controlling domestic shareholders and that the required statement must be attached to a timely-filed or amended return.

How to calculate if your foreign income qualifies

The qualification math runs unit by unit using the ETR formula above. For groups with multiple tested units, the comparison sits side by side.

The numbers below are deliberately clean – they ignore expense allocation, disregarded payments, and currency translation. The table below shows three tested units inside a single controlled group.

Tested unit Tentative tested income Foreign tax paid ETR 18.9% test Result
Germany branch $400,000 $120,000 $120,000 ÷ ($400,000 + $120,000) = 23.1% Pass Excluded from GILTI
Singapore branch $300,000 $51,000 $51,000 ÷ ($300,000 + $51,000) = 14.5% Fail Stays in GILTI
Ireland CFC $500,000 $62,500 $62,500 ÷ ($500,000 + $62,500) = 11.1% Fail Stays in GILTI

 

Under the GILTI high-tax exception calculation example above, only the German slice ($400,000) drops out of the group's GILTI base. The Singapore and Irish income flows through to net CFC tested income and faces the 10.5% effective US rate for the 2025 tax year (rising to 12.6% on NCTI for tax years beginning after December 31, 2025).

Pro tip
Through the 2025 tax year, corporations claim a 50% Section 250 deduction on GILTI. From tax years beginning after Dec. 31, 2025, OBBB locks the deduction at a permanent 40% – the original 37.5% scheduled cut never takes effect.

What to include in a GILTI high tax exception statement

A valid GILTI high-tax exception statement is the written election that the controlling domestic shareholders attach to a timely-filed or amended return for the CFC's inclusion year. The IRS confirmed in Legal Memorandum 202505015 that the statement is the operative document – without it, no exclusion applies, even if the underlying tested units clear the 18.9% threshold.

The statement must cover six elements to be effective.

1. Election declaration and inclusion year. The statement opens with an explicit declaration that the controlling domestic shareholders are electing the high-tax exclusion under Reg. §1.951A-2(c)(7) for the specified CFC inclusion year. The year is identified by the CFC's tax year, not the shareholder's.

2. CFC and tested unit identification. Each CFC in the controlled group is listed by name, EIN or reference ID, and country of incorporation. Within each CFC, every tested unit – the CFC itself, foreign branches, and pass-through interests – is identified by country and type.

3. Effective tax rate support per tested unit. For each tested unit, the statement shows tentative tested income, foreign income taxes paid or accrued, and the resulting ETR calculation. Same-country tested units are aggregated before the rate test.

4. Confirmation of group-wide consistency. The statement confirms the election is being applied uniformly to every CFC in the group. Selective application across CFCs invalidates the election under Reg. §1.951A-2(c)(7)(viii).

5. Notification of other US shareholders. The controlling shareholders confirm that all other US shareholders of the CFCs have been notified so they can reflect the election on their own Form 5471 and Form 8992.

6. Signatures. Each controlling domestic shareholder signs the statement. The signature and authority rules are governed by Reg. §1.964-1, which defines who qualifies as a controlling domestic shareholder and how authority is exercised when multiple shareholders are involved.

The statement is attached to Form 5471 (Schedule I-1) for each CFC in the year of election, and the resulting exclusion flows through to the calculation on Form 8992. A defective statement voids the election for the entire controlled group, not just the failing CFC.

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Benefits and limits of HTE for US expats

The HTE removes high-taxed CFC income from the GILTI base entirely, which is powerful but also costly when foreign tax credits are at stake. Used wisely, it simplifies compliance and eliminates the inclusion. Used incorrectly, it strands credits that could have offset other US taxes.

Every benefit of the HTE comes with a structural trade-off – the gain on excluded income is offset by lost flexibility, lost credits, or lost coordination across the CFC group.

Benefit Limitation When it matters
Wipes out the GILTI inclusion and Section 78 gross-up on income above 18.9% Foreign taxes on excluded income can't be claimed as foreign tax credits elsewhere When the same group has low-taxed CFCs that would otherwise absorb those credits
Clean annual process when tested unit records are well-organized An election can be voided by a defective statement, a missing notification, or an inconsistency on Form 5471/8992 When CFC books are messy, mid-year restructuring happens, or shareholders are uncoordinated
Full exclusion for genuinely high-taxed units (e.g. 25% effective rate) Excess foreign taxes on those units cannot offset low-taxed income from other entities in the group When the group has mixed rates – some CFCs above 18.9%, some below
Group-wide consistency prevents selective filings and IRS challenges Once made, every CFC follows the same rule; revoking requires an amended return within 24 months and an all-shareholder agreement When CFC composition changes year to year or a new low-taxed entity joins the group
Avoids the QBAI/PTI tracking burden for excluded units For 2026+, QBAI is gone for everyone under NCTI – the relative HTE advantage on this point disappears For 2025 returns, where QBAI still applies, from 2026, the calculus shifts
Often simpler than a Section 962 election for individual shareholders A Section 962 election can be cheaper when foreign rates fall below 18.9%, but credits are strong When individual shareholders have low-taxed CFCs and want corporate-style treatment

 

As David Lihn, EA, explains: "A §962 election can sometimes reduce US tax on CFC inclusions by applying corporate-style rules and credits to an individual, but it affects future distributions and requires precise modeling."
 

GILTI high tax exception vs Section 962 vs foreign tax credits

Three tools can reduce US tax on CFC income, and each works at a different stage. The HTE excludes income before any GILTI inclusion happens, while a Section 962 election keeps the inclusion but taxes the individual at corporate rates with corporate-style credits. The foreign tax credit leaves the inclusion intact and offsets the US tax dollar for dollar.

Picking the right one depends on the CFC's effective foreign tax rate, whether the shareholder is an individual or a corporation, and what future distributions look like.

The HTE wins on simplicity for high-taxed CFCs, Section 962 wins for individuals with low-taxed CFCs, and the FTC wins when the inclusion is unavoidable, but foreign taxes absorb the US liability.

Scenario Best tool Why
High-tax CFC (ETR above 18.9%) GILTI HTE Excludes income entirely; no inclusion, no gross-up
Low-tax CFC, individual shareholder Section 962 election Drops the US rate via Section 250 + indirect FTC
Individual, no Section 962 Foreign tax credit Direct credit, capped at US tax on foreign income
Mixed CFC group Model both HTE strands credits; FTC may shelter low-taxed units
Distributing CFC profits soon HTE or FTC Section 962 triggers a second tax layer at distribution
Corporate US shareholder HTE or FTC Section 962 is irrelevant; Section 250 already applies

 

For most expats with one or two CFCs, the choice narrows fast. If every tested unit clears 18.9%, the HTE is the cleanest answer. If even one falls short, model Section 962 against the FTC before filing.

Real-world cases of the GILTI high tax exception

Three TFX client scenarios show how the GILTI HTE plays out in practice – one passes the 18.9% test cleanly, one fails it, and one demonstrates why the HTE isn't always the best answer even when the math technically qualifies. The cases also show how the 2025 vs 2026 framework changes the calculus for the same income profile.

France pass: high-tax CFC where HTE delivers

A TFX client owns a French SARL classified as a CFC, earning $500,000 in tentative tested income and paying $130,000 in French corporate tax. The ETR works out to $130,000 ÷ ($500,000 + $130,000) = 20.6%, which clears 18.9%.

For 2025, the HTE excludes the $500,000 entirely – no GILTI inclusion, no Section 78 gross-up, and no US tax on the slice. For 2026 returns under NCTI, the same election produces the same outcome at the same threshold, even though the underlying corporate rate climbs to 12.6%.

GILTI high-tax exception example takeaway: when foreign rates sit comfortably above 18.9%, the HTE is the cleanest tool – exclusion now. The HTE excludes the income from current GILTI/NCTI, but later cash distributions still require separate dividend and PTEP analysis.

Ireland fails: low-tax CFC where the HTE doesn't reach

A TFX client runs an Irish trading company earning $400,000 in tentative tested income and paying $50,000 in Irish corporate tax (12.5% statutory rate). The ETR is $50,000 ÷ ($400,000 + $50,000) = 11.1%, well below 18.9%.

The HTE does not apply – this is the high-tax kickout GILTI scenario in reverse, where low-taxed income kicks back into the GILTI base. For 2025, the corporate effective rate after the 50% Section 250 deduction is 10.5%, partially offset by 80% indirect FTCs. For 2026, the rate rises to 12.6%, but 90% of foreign taxes become creditable, narrowing the residual US tax meaningfully.

For an individual shareholder here, a Section 962 election typically beats relying on direct credits at ordinary rates.

Mixed CFC group: where the FTC may beat the HTE

A TFX client owns three CFCs in one controlled group: a German GmbH (ETR 23%), a Singapore Pte Ltd (ETR 17%), and a Hong Kong Ltd (ETR 8%). The HTE election applies to the entire group consistently – meaning the German income is excluded, but its high foreign taxes can no longer offset the Singapore and Hong Kong inclusions.

Modeling shows that without the HTE, the German foreign taxes flow through as indirect credits and substantially shelter the Singapore and Hong Kong GILTI inclusions. Total US tax across the group ends up lower than it would be under the HTE, because the credits pool within the section 951A basket and can offset other CFCs' inclusions in the group.

When CFCs span a wide rate range, the FTC route often wins on group-level US tax even if individual units would technically qualify for the exclusion. Modeling both is essential before electing.

How do tax experts help you make the most of your HTE?

A proper HTE review starts with documents, not opinions. Before any election decision, six categories of records need to be on the table – without them, the tested unit identification and ETR math can't be verified to the standard the Form 5471 statement requires.

The six documents that drive every HTE engagement:

  1. Local financial statements for each CFC, branch, and pass-through – ideally in functional currency, audited where available.
  2. Foreign tax returns and assessments showing income tax actually paid or accrued, separated from VAT, payroll, and other non-income taxes.
  3. Ownership chart mapping every US shareholder, every CFC, and every controlled relationship under §958, so the controlling domestic shareholder group is clear.
  4. Tested unit books and records – separate sets per CFC, per branch, and per pass-through interest, since same-country aggregation rules depend on them.
  5. Prior Form 5471 schedules (especially Schedule I-1 and Schedule J) showing earlier inclusions, prior PTEP balances, and any earlier high-tax elections that bind current-year consistency.
  6. Prior elections of any kind – Section 962, check-the-box, Subpart F high-tax exclusions – since HTE coordination depends on what's already on the record.

With those documents in hand, the analysis tests each unit against 18.9%, models the HTE outcome against a Section 962 or FTC alternative, and drafts the election statement with the signature and notification rules in place before filing. Taxes for Expats has handled CFC filings and HTE elections for Americans abroad across high-tax and low-tax jurisdictions for over 25 years.

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FAQ

1. Who makes the high tax exception election, and how is it made?

The controlling domestic shareholders make or revoke the election and must attach the required statement under Reg. §1.964-1, then notify other US shareholders. It can be made on an original return or on an amended return within 24 months, with all affected US shareholders filing within a single six-month window inside that period.

2. What is the 962 election high tax exception?

There is no special "962 high tax exception" – the two concepts operate separately. Section 962 changes how an individual's GILTI is taxed at the shareholder level, while the high-tax exception determines whether the CFC's income enters GILTI at all.

3. What is the high tax exception of section 954(b)(4)?

It removes a CFC item from subpart F when taxed above 90% of the section 11 corporate rate (18.9% with a 21% US rate). Through the coordination rule in Reg. §1.951A-2(c)(1)(iii), that same income is also excluded from GILTI.

4. When might Section 962 be better?

It can help when foreign tax is below 18.9%, and you want corporate-level tools like the Section 250 deduction and 80% indirect credits (rising to 90% from 2026) to reduce US tax on GILTI. The trade-off is a possible dividend tax later when profits are paid out.

5. How is the GILTI high tax exception different from a Section 962 election?

The GILTI high-tax exception excludes high-taxed tested income entirely when the effective foreign tax rate is above 18.9% of the Section 11 rate. A Section 962 election taxes an individual at corporate rates so they can use the Section 250 deduction and indirect foreign tax credits, but later cash distributions can trigger a second layer of tax.

6. Is it the GILTI high tax exception, exclusion, or exemption?

In practice, all three labels point to the same rule. The Treasury regulations use "high-tax exclusion," IRS legal memoranda often say "high-tax exception," and many practitioners informally write GILTI high tax exemption – but there is no separate exemption regime. The operative authority is Reg. §1.951A-2(c)(7), regardless of the label.

7. What is the 18.9% test?

It's the threshold a tested unit's effective foreign tax rate must beat for the HTE to apply. The figure is 90% of the 21% US corporate rate (21% × 0.9 = 18.9%). If the corporate rate ever changes, the threshold moves with it – but OBBB locked the 21% rate in place, so 18.9% is stable for the foreseeable future.

8. Do individuals use the HTE?

Yes – any US person who is a US shareholder of a CFC can benefit from the election made by the controlling domestic shareholders. Individuals don't make the election alone, but if they are part of a controlling group, the election applies to them. For non-controlling individual shareholders, a Section 962 election is often the more accessible alternative.

9. What statement is required for the HTE election?

A written statement attached to Form 5471 (Schedule I-1) for each CFC, signed by the controlling domestic shareholders, identifying the CFC inclusion year, every tested unit, the ETR calculation per unit, and a confirmation of group-wide consistency. The IRS confirmed the statement requirement in Legal Memorandum 202505015.

10. Does the high-tax kickout apply to GILTI?

The "high-tax kickout" rule originally applied to passive category income for FTC purposes, not to GILTI. Under the GILTI high-tax exception regulations at Reg. §1.951A-2(c)(7), high-taxed tested income is excluded from GILTI by election, not kicked into a different basket. The mechanics are different, even though the practical effect (high-taxed income leaving the GILTI base) looks similar.

11. Is Section 962 better than the HTE?

It depends on the foreign tax rate. If the CFC's ETR is above 18.9%, the HTE excludes the income entirely and is generally cleaner. If the ETR is below 18.9%, the HTE doesn't qualify, and Section 962 becomes the better tool for individuals because it unlocks the Section 250 deduction and indirect FTCs. For mixed CFC groups, modeling both against straight FTC use is essential before filing.

Further reading

NCTI (former GILTI): Net CFC Tested Income definition, calculation, and example 2026
IRS Form 8992: A comprehensive guide to 2026 reporting for US taxpayers with foreign investments
Form 5471: a guide for US taxpayers with foreign interests
Controlled Foreign Corporations (CFCs): Definition, rules, and tax implications
Foreign tax credit explained for US expats: Rules, limits, and how to claim it
Tax reform for US owners of foreign corporations: Understanding the Sec 962 election
Mel Whitney
Mel Whitney
EA
Mel Whitney, an EA with TFX, has 15 years of tax experience and a BS in Accounting from the University of Georgia. He excels in expatriate services, providing client-focused solutions.
This article is for informational purposes only and should not be considered as professional tax advice – always consult a tax professional.
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